Real Estate Attorney for Home Buyers and Sellers in Phoenix, AZ

A real estate attorney for home buyers and sellers in Phoenix reviews or drafts your purchase contract, tracks your inspection and cure deadlines, and checks disclosures, title, and HOA documents before close of escrow. Arizona escrow companies close the deal, but they can't give you legal advice.

Maybe you found the right house and the contract looks like a wall of fine print. Maybe you're selling on your own, or your inspection turned up problems and the clock is running. Francisca F. Manchac has practiced law for more than 18 years and has handled thousands of real estate transactions. She represents Phoenix buyers and sellers for a flat fee set before work begins. Call (602) 782-5339 to schedule a free consultation.

Francisca F. Manchac | Licensed in Arizona and Texas | Last Updated: November 2026

TX and AZ attorney Francisca Manchac

Key Takeaways

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Arizona home sales close through licensed escrow companies, and no Arizona law requires an attorney, so a buyer or seller who wants legal advice has to hire one directly.

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Arizona sellers don't have to use the SPDS form, but they still must disclose known material defects. State law excuses them from disclosing a death, a felony, or a nearby sex offender.

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The standard Arizona REALTORS® purchase contract gives buyers a 10-day inspection period unless the parties write in a different number. A missed notice can cost a buyer the earnest money.

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Under the standard Arizona REALTORS® contract, a party who misses a deadline gets a written cure period notice and three days to fix the problem before the other side can cancel.

Who Needs a Real Estate Attorney to Buy or Sell in Phoenix?

You need a real estate attorney if you're about to sign, change, or close on a Phoenix home contract and want someone reading every term on your side.

That includes first-time buyers, for-sale-by-owner sellers, buyers purchasing from family, and anyone whose deal has custom terms like seller financing or a leaseback. It also fits buyers and sellers who already have an agent but want a legal review before they commit. This work is part of the firm's Phoenix residential real estate services. Francisca handles the legal side of the deal. She doesn't list homes or hold showings, and she doesn't file or defend lawsuits. If a deal turns into a court fight, she refers you to trusted litigation counsel.

Common Situations Handled

Most Phoenix buyers and sellers call after one of these moments.

Writing Your First Offer

First-time buyers often sign a 10-page contract they've never read. A review before you sign tells you what you're agreeing to and which dates you can't miss.

Selling Without an Agent

For-sale-by-owner sellers still need a solid contract, the right disclosures, and an escrow company. Francisca drafts the paperwork an agent would normally handle.

Buying From Family or a Friend

A sale between relatives or friends still needs a clear price, clear terms, and a clean deed. Informal deals are where most later disputes start.

An Inspection That Turns Up Problems

Repair requests, credits, and cancellations all run on short contract deadlines. Francisca helps you respond in writing before your inspection period ends.

A Deal With Custom Terms

Seller financing, a rent-back after closing, or furniture included in the sale all need written terms. Contract addendums put those promises in the contract.

Buying a Rental or Investment Home

Investors face different risks than owner-occupants. Francisca also handles investment property transactions across the Valley.

Why Hiring a Real Estate Attorney to Buy or Sell Matters

A home purchase contract decides your deadlines, your exit rights, and your earnest money, and most people sign it after one quick read. An attorney reads it before those terms lock in.

What Goes Wrong Alone

Buyers miss the inspection deadline or send a vague repair request. Sellers skip disclosures or accept terms they don't understand. Both sides sign blank or conflicting addenda.

What Experience Adds

An attorney spots weak terms, writes clear custom language, tracks every deadline, and reads the title and HOA documents that agents and escrow officers can't advise on.

How Outcomes Differ

A well-run deal closes on time with your money protected. A sloppy one can mean lost earnest money, surprise repair bills, or a fight after closing.

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Her commitment and hard work were evident and truly helped in facilitating our deal. It's rare to find someone who's as professional as Francisca but also as fun to work with.

Alex · Real estate client

Who Is Involved?

An Arizona home sale brings together several people, and only one of them gives you legal advice. Each one below has a defined role.

You

Set the price, the terms, and the deadlines you can live with.

Your Attorney

Francisca reviews or drafts the contract, tracks deadlines, and explains every document.

Real Estate Agents

Market the home, arrange showings, and fill in standard forms, but can't give legal advice.

The Escrow Company

Holds the earnest money, collects signatures, and records the deed at closing.

Your Lender and HOA

Approve the loan and deliver the association's resale disclosure package.

What Your Buyer or Seller Representation Includes

You get a contract you understand, deadlines you won't miss, and closing documents checked before you sign. You also get one attorney who answers your questions from offer to deed transfer, for a flat fee quoted at the free consultation.

What You Receive

  • Contract Review or Drafting: A plain-language review of the purchase contract, or a custom contract for a sale without agents.
  • Custom Addenda: Written terms for repairs, credits, seller financing, rent-backs, or furniture included in the sale.
  • Disclosure and HOA Review: A read of the seller's disclosures, the inspection report, and the HOA resale package.
  • Closing Document Review: A check of the settlement statement, the deed, and the escrow instructions before you sign.

What You Avoid

  • Lost Earnest Money: A deposit forfeited because a notice went out late or said the wrong thing.
  • Surprise Repair Bills: Defects you agreed to take on without knowing it.
  • Title Problems at Closing: Liens or ownership gaps found too late. Title issue guidance catches them early.
  • Closing Delays: A missing spouse signature or an unclear term that stalls escrow.

Arizona Rules That Shape Your Home Purchase or Sale

Arizona law adds its own signature, HOA, and disclosure rules on top of the purchase contract. These three matter most for Phoenix buyers and sellers.

Both Spouses: Arizona's Joinder Rule

Arizona is a community property state. Under A.R.S. 25-214, both spouses must join in any deal to buy, sell, or borrow against an interest in real property, other than a lease of less than one year. A missing signature can stall escrow or cloud the title. Francisca checks how title is held and who must sign before you commit to a closing date.

10 Days: The HOA Resale Disclosure Window

In a planned community, A.R.S. 33-1806 requires delivery of the HOA's bylaws, rules, budget, recent board minutes, assessments, pending lawsuits, and any open violations within 10 days. In communities of 50 or more homes, the association sends the package after the seller gives notice of the accepted offer. The association can charge no more than $400 for it, plus up to $100 for rush service.

7 Days: The Affidavit of Disclosure for Rural Parcels

Arizona doesn't require the SPDS form, but sellers must still disclose known material defects. Under A.R.S. 33-422, a seller of land outside a subdivision in an unincorporated area of a county must give the buyer a sworn affidavit of disclosure at least seven days before the transfer. It covers access, floodplains, water, septic, and zoning. The buyer can cancel within five days after receiving it.

What Happens After You Call The Law Offices of Francisca Manchac, PLLC

You move from a free video consultation to a closed deal in five steps, with a flat fee set before work begins.

01

Free Consultation and Intake

Book a Real Estate Law consultation and upload any listing, offer, or contract at least 24 hours ahead. Francisca learns your goals and your timeline.

02

Contract and Negotiation

You confirm your flat fee and sign an engagement agreement. Francisca drafts or reviews the contract and addenda and helps you negotiate price, repairs, and terms.

03

Deadline Tracking

Francisca maps your inspection period, loan, appraisal, and closing dates so nothing slips.

04

Disclosures, Title, and HOA Review

Francisca reviews the seller's disclosures, the title commitment, and any HOA package, and flags problems while you can still act.

05

Closing Review

Francisca reviews the settlement statement, the deed, and the final documents before you sign with the escrow company.

Common Questions About Buying and Selling a Home in Phoenix

Something else on your mind? Call or text (602) 782-5339.

How much does a real estate attorney cost in Phoenix?

Francisca handles buyer and seller representation for a flat fee, so you know the full cost before work begins and never pay by the hour for questions. The fee depends on what you need. A contract review before you sign costs less than full representation on a for-sale-by-owner deal, and custom terms like seller financing add drafting time. Compared with a percentage commission, a flat legal fee often costs far less on a sale without agents. Your first step is a free 30-minute virtual consultation, where Francisca reviews your deal and quotes your flat fee.

Can I buy or sell a house in Arizona without a lawyer?

Yes. Arizona doesn't require an attorney, and most home sales close through an escrow company using the Arizona REALTORS® contract. The risk is that nobody in that process gives you legal advice. Agents can fill in the standard form, and escrow officers follow written instructions, but neither one can tell you whether a term hurts you. Problems usually surface late: a missed inspection notice, a vague repair promise, or a title issue found days before closing. A review before you sign costs far less than fixing a bad contract after the deadlines pass.

What does a real estate attorney do for home buyers and sellers?

A real estate attorney protects your legal and financial position in the deal. For buyers, that means reviewing the contract, explaining the inspection and loan deadlines, writing clear repair requests, and checking title and HOA documents. For sellers, it means drafting or reviewing the contract, preparing disclosures, negotiating repair requests, and making sure the right people sign. On a sale without agents, the attorney prepares the paperwork an agent would normally handle. Before closing, the attorney reviews the settlement statement and deed so the numbers and names match what you agreed to.

Should I hire a real estate attorney if I already have a realtor?

Often, yes, when your deal has any wrinkle. Your agent finds or markets the home, negotiates price, and keeps the process moving. Agents can't give legal advice or write custom legal terms, though. An attorney reviews the contract and addenda, explains your rights if something goes wrong, and drafts terms like seller financing or a rent-back. Agents and attorneys work well together, and many agents welcome a legal review on unusual deals. Francisca coordinates with your agent, and the earlier she starts, the more she can shape the contract.

Is a real estate attorney cheaper than a realtor?

Usually, for the legal work. A flat attorney fee is often a small fraction of a percentage commission on a Phoenix home. But the two jobs differ. An agent markets the home, lists it on the MLS, schedules showings, and finds buyers. An attorney handles the contract, the deadlines, the disclosures, and the closing documents. If you've already found a buyer or a home, you may only need the legal side. If you still need someone to market the home or find one, an agent may be worth the cost, and an attorney can review the deal alongside them.

Can I sell my house without a realtor in Arizona?

Yes. Arizona lets owners sell their own homes. You'll still need a written purchase contract, your disclosures, an escrow company to hold funds and record the deed, and in an HOA community, the association's resale disclosure package. Most for-sale-by-owner problems come from a weak contract, skipped disclosures, or a buyer who can't actually close. Francisca can draft the contract, prepare your disclosures, review the buyer's loan approval, and work with the escrow company so the sale closes cleanly. If the buyer wants special terms, she writes those into the contract too.

What does an Arizona seller have to disclose?

Arizona sellers must disclose known material defects that a buyer couldn't easily find, such as roof leaks, plumbing problems, or past flooding. The Seller's Property Disclosure Statement, called the SPDS, isn't required by statute, but the standard contract calls for it and it helps a seller show what was disclosed. A seller who hides a known defect can face a claim after closing. State law does excuse sellers from disclosing that a death or felony happened on the property, or that a sex offender lives nearby. Rural parcels outside a subdivision need a separate affidavit of disclosure.

What happens if I miss the inspection deadline in Arizona?

Under the standard Arizona REALTORS® contract, the buyer has 10 days to inspect unless the parties write in a different number. Before that period ends, the buyer must deliver written notice of any items they disapprove. A buyer who misses it is treated as accepting the home as is, and a later cancellation can put the earnest money at risk. The contract also gives the other side a three-day cure period notice process for missed deadlines. Francisca puts every date on your calendar at the start, so your notices go out on time.

What happens to my earnest money if the deal falls apart?

That turns on why the deal ended and what the contract says. The escrow company holds the earnest money, and it usually won't release disputed funds without signed instructions from both sides or a court order. A buyer who cancels on time for a reason the contract allows, such as an inspection or loan problem, is usually entitled to the deposit back. A buyer who misses a deadline or walks away without a contract right can lose it. Francisca can review the contract and write a demand or settlement letter, though the firm doesn't file lawsuits.

When should I hire a real estate attorney to buy or sell a home?

The best time is before you sign anything. Once the contract is signed, your deadlines start running and changes need the other side's agreement. For buyers, that means calling before you make an offer, or at least before your inspection period ends. For sellers, that means calling before you accept an offer or list on your own. You can still get help mid-deal if a problem comes up, such as a low appraisal, a repair dispute, or a title issue. Francisca can step in at any point, though earlier help gives you more options.

Areas We Serve

The Law Offices of Francisca Manchac, PLLC serves home buyers and sellers across Maricopa and Pinal Counties, and throughout Arizona, with consultations and contract reviews by video. That includes Arcadia, the Biltmore area, and Desert Ridge, plus fast-growing Pinal County communities. Deeds for Phoenix homes are recorded with the Maricopa County Recorder's Office. Visit the Phoenix office page to see every service available to Arizona clients.

Maricopa County

Pinal County

All of Arizona

Image about Phoenix Arizona and the surrounding areas

Get Started With a Real Estate Attorney in Phoenix

Your contract deadlines start the day you sign, so the best time for a legal review is before you do. Start with a free 30-minute virtual consultation with Francisca. Call (602) 782-5339 or book online.