Cohabitation Agreement Lawyer in Houston, TX
A cohabitation agreement lawyer in Houston drafts a written Texas contract for unmarried partners who live together, setting who owns what, who pays for what, and how property is divided if you split up. Without one, Texas gives unmarried partners almost no default rights.
Maybe you're buying a home together, moving into your partner's place, or just want clear rules before you share a lease and a dog. Francisca F. Manchac has helped Houston couples for more than 18 years, and she drafts each agreement to meet the Texas writing requirement and hold up if it's ever tested. Call (832) 263-0935 to schedule a free consultation.
Francisca F. Manchac | Licensed in Texas since 2009 | Last Updated: October 2026
Key Takeaways
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In Texas, a promise made between unmarried partners who live together must be in writing and signed to be enforced, so verbal deals about a house or savings usually fail.
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An unmarried partner inherits nothing under Texas law unless they're named in a will, trust, or beneficiary designation.
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Texas has no minimum time for common-law marriage, so a couple who agrees to be married, lives together, and tells others they're married can be legally married.
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A cohabitation agreement can state that you don't intend to be married, which helps defend against a later claim of common-law marriage.
Who Needs a Cohabitation Agreement in Houston?
You need a cohabitation agreement if you live with a partner you're not married to, or plan to, and you share a home, bills, or big purchases.
That includes Houston couples buying a house together, partners moving into a home one of them owns, and couples with very different incomes, savings, or debts. It also fits partners who aren't ready to marry, or never plan to, and want clear rules either way. Each one is drafted under Texas law as part of the firm's prenuptial, postnuptial, and cohabitation agreement services. Sharing a home with a friend instead of a partner? A roommate agreement is the better fit. The firm drafts, negotiates, and reviews agreements. It does not handle divorces, custody cases, or property lawsuits, and it refers that work to trusted litigation counsel.
Common Situations Handled
Most Houston couples call when they're about to combine something that's hard to split later.
Buying a Home Together
A deed shows who's on title, not who paid what. An agreement sets each partner's share and how a buyout works.
Moving Into Your Partner's Home
When one partner owns the house, the other may pay toward the mortgage or repairs. An agreement says whether that buys any ownership.
Sharing Rent and Bills
Splitting costs by income or fifty-fifty both work. Writing it down keeps resentment from building.
Pets, Cars, and Big Purchases
Who keeps the dog, the car, or the furniture is one of the most common fights after a breakup. Settle it now.
Different Incomes or Debts
One partner may earn more or carry student loans. An agreement keeps each partner's debts their own.
Not Ready to Marry
Some couples want clear rules now and a prenup later. Others never plan to marry. Both benefit from a written agreement.
Why Hiring a Cohabitation Agreement Lawyer Matters
A cohabitation agreement only matters if a court will enforce it, and Texas sets strict rules for what counts. Those rules are easy to miss with a template.
What Goes Wrong Alone
A template skips the Texas writing rules, leaves out the house, or uses language that sounds like you're married.
What Experience Adds
An attorney matches the agreement to how you actually hold title, share bills, and plan for a breakup or a death.
How Outcomes Differ
A clear agreement lets you divide things and move on. Without one, unmarried partners can face a costly lawsuit over a house.
“
I needed to get a roommate and a friend recommended I have a free consultation with Francisca. So glad I did. She suggested a Co-Habitation Agreement. I never knew something like that existed!
Mark · Cohabitation agreement client
Who Is Involved?
A cohabitation agreement involves you, your partner, and two separate attorneys, each with a defined role. Here's who does what.
You
Share your goals and finances, and decide what you're asking for.
Your Partner
Shares their own finances and signs voluntarily after their own review.
Your Attorney
Francisca represents you, drafts the agreement, and negotiates changes.
Your Partner's Attorney
Reviews the draft for your partner and advises them independently.
Your Title Company or Lender
Records how you take title when you buy a home together.
What Your Cohabitation Agreement Includes
Your engagement produces a signed Texas cohabitation agreement that both partners understand. You also get peace of mind: you've settled the hard questions while you still agree on the answers.
What You Receive
- Cohabitation Agreement: Sets who owns what, who pays what, and how you divide property if you split.
- Property Schedules: List what each partner brings in and what you buy together.
- Home and Big Purchase Terms: Set ownership shares, buyout rules, and who stays in the house.
- Estate Plan Coordination: Points to the will and powers of attorney your partner needs to be included.
What You Avoid
- Unenforceable Promises: Verbal deals about the house that a Texas court won't enforce.
- Common-Law Marriage Confusion: A later claim that you were married all along.
- Fights Over Shared Property: Arguments over a house, a car, or a pet after a breakup.
- A Partner Left Out: Your partner getting nothing because Texas law didn't include them.
Are Cohabitation Agreements Enforceable in Texas?
Yes. A Texas cohabitation agreement is enforceable when it's in writing, signed, and entered into voluntarily. These three rules shape every agreement for Houston couples.
Signed in Writing: The Texas Statute of Frauds
Under Section 26.01 of the Texas Business and Commerce Code, a promise or agreement made on the basis of nonmarital cohabitation must be in writing and signed by the person who is bound by it. A spoken promise that "half the house is yours" usually can't be enforced. Your agreement should be signed by both partners.
3 Elements: How Common-Law Marriage Happens
Under Chapter 2 of the Texas Family Code, a couple is informally married when they agree to be married, live together in Texas as spouses, and tell others they're married. There's no minimum time. Once you're married this way, only a divorce ends it, and community property rules apply.
Zero Default Rights: Unmarried Partners in Texas
Unmarried partners don't share community property, can't seek spousal support, and don't inherit from each other without a will. Property generally belongs to whoever holds title or paid for it. A cohabitation agreement, a will, and powers of attorney fill those gaps.
What Happens After You Call The Law Offices of Francisca Manchac, PLLC
Your cohabitation agreement moves through five steps, from a free video consultation to a signed agreement, with a flat fee set before work begins.
01
Free Consultation and Intake
Book a consultation and complete the intake form at least 24 hours ahead. Francisca learns how you live, what you share, and what you want protected.
02
Property and Finances
You and your partner list what each of you owns, owes, and plans to buy together. Francisca turns it into schedules.
03
Drafting and Review
Francisca drafts the agreement and walks you through every clause in plain language. You can text the office with questions.
04
Partner's Attorney Review
Your partner's own attorney reviews the draft, and Francisca negotiates any changes with them.
05
Signing and Next Steps
You both sign, and Francisca points out any will, power of attorney, or deed updates the agreement calls for.
Common Questions About Cohabitation Agreements in Houston
Something else on your mind? Call or text (832) 263-0935.
How much does a cohabitation agreement cost in Houston?
Francisca drafts cohabitation agreements for a flat fee, so you know the full cost before work begins and never pay by the hour for questions or revisions within the scope you agree on. The fee depends on what your agreement needs to cover, such as a home you're buying together, a house one partner already owns, or a business. Your partner pays their own attorney for an independent review. Your first step is a free 30-minute virtual consultation, where Francisca reviews your situation and quotes your flat fee.
What happens if you live together but aren't married in Texas?
Texas treats you as two separate people, not a couple. You don't share community property, so each of you generally keeps what's in your own name. Neither partner can seek spousal support after a breakup, and neither inherits from the other without a will. An unmarried partner also has no default say in medical decisions, which is why a medical power of attorney matters. A cohabitation agreement sets your own rules for property and money, and it should be paired with a will and powers of attorney.
Does Texas recognize common-law marriage?
Yes. Texas calls it informal marriage, and it's just as binding as a ceremonial one. A couple is informally married when they agree to be married, live together in Texas as spouses, and represent to others that they're married. Couples can also sign a declaration of informal marriage with the county clerk. Both partners must be at least 18. An informal marriage ends only by divorce or death, and Texas community property rules apply while it lasts, just as they do for any marriage.
How long do you have to live together for common-law marriage in Texas?
There's no minimum. Living together for any length of time doesn't create a marriage on its own, and a long relationship isn't a marriage without the other elements. What matters is whether you agreed to be married, lived together in Texas as spouses, and told others you were married. Texas does set a deadline in the other direction: if a partner doesn't start a court case to prove an informal marriage within two years after you separate and stop living together, the law presumes you never agreed to be married.
How do we avoid an accidental common-law marriage in Texas?
Don't agree to be married, and don't present yourselves as married. That means not calling each other husband or wife in public, not filing joint tax returns as married, and not listing each other as a spouse on leases, insurance, or loan applications. A cohabitation agreement can also state in writing that you don't intend to be married. That statement doesn't override how you actually live, but it's strong evidence if a common-law marriage claim ever comes up after a breakup.
Can I use a free cohabitation agreement template?
You can, but most templates aren't built for Texas. They may not meet the Texas rule that cohabitation promises be in writing and signed, they rarely deal with a house one partner already owns, and some use language that sounds like marriage, which can backfire. They also don't point you to the will and powers of attorney an unmarried partner needs. A flat-fee agreement drafted for your situation costs far less than a property lawsuit after a breakup. If you already signed a template, Francisca can review it and fix the gaps.
What happens to our cohabitation agreement if we get married?
Marriage changes the rules. Once you marry, Texas community property law applies, and a cohabitation agreement isn't designed to replace a premarital agreement. If you plan to marry, sign a prenuptial agreement before the wedding that carries forward the terms you still want. If you're already married, a postnuptial agreement can do the same. Francisca can draft the cohabitation agreement with a future prenup in mind, so the move from one to the other is simple. The same applies if you become informally married, since community property rules start then too.
Can a cohabitation agreement cover our house and our pets?
Yes. A Texas cohabitation agreement can set each partner's ownership share of a home, who pays the mortgage and repairs, and how a buyout works if you split. It can also cover a home one partner owned before you moved in, so payments by the other partner don't create confusion later. Pets, cars, furniture, and joint accounts can all be included. It can't decide custody or support for children you share. Texas courts decide those based on the child's best interest.
Do we both need our own lawyers?
Texas law doesn't require it, but the firm strongly recommends it. One attorney can't represent both partners, because their interests differ. When each partner has independent counsel, it's much harder for either one to claim later that they didn't understand the agreement or signed under pressure. Francisca represents one partner and works with the other partner's attorney to reach terms you both accept. If your partner's lawyer already sent a draft, Francisca can review it for you. Either way, you'll know exactly what you're signing.
Does a cohabitation agreement protect my partner if I die?
Only partly. An agreement can include promises about property, but Texas inheritance law gives an unmarried partner nothing on its own. To make sure your partner receives your share of a home or savings, you need a will or trust, and updated beneficiary forms on retirement accounts and life insurance. A medical power of attorney lets your partner speak for you if you can't. Francisca can prepare these alongside your cohabitation agreement so the whole plan works together. Review all of it if you buy a home, have a child, or decide to marry.
Areas We Serve
The Law Offices of Francisca Manchac, PLLC serves unmarried couples across Harris, Fort Bend, and Montgomery Counties from 3333 Allen Pkwy Unit 300, Houston, TX 77019, with consultations and drafting reviews by video. Couples buying a home together should also check how the deed is recorded with the county clerk, such as the Harris County Clerk's Office. Visit the Houston office page to see every service available to Houston clients.
Harris County
Fort Bend County
Montgomery County
Other Marital and Cohabitation Agreement Services We Offer
Get Started With a Cohabitation Agreement Lawyer in Houston
The best time to settle who owns what is before you combine it. Start with a free 30-minute virtual consultation with Francisca. Call (832) 263-0935 or book online.
